UC Claimants can now apply for an Advance online

NGD rightsnet wrote:Updated information has been provided by DWP on Universal Credit Advances and how to apply. This includes information on how an online application can now be made as long as the claimant is within their first UC assessment period (link below).

El-dudeareno wrote:Thanks for the posting Non-Def.  

One point thou what is the difference between a “reconsideration” and a ’appeal’.  And how long could a 'reconsideration' take to process, as the dwp aren’t the quickest coming out the gate? "You can ask for the decision to be reconsidered but you do not have a right to appeal."

ND: A payment advance cannot be appealed, after 6+ months the need will have passed.  A reconsideration should be dealt with swiftly, if not contact your MP.

If you are refused an advance
You might be refused an advance if you:

• have enough money to last until your payment of
    Universal Credit
• live with parents, relatives or friends
• have any final earnings or redundancy payments
• have any accessible savings


Also what if you don’t have a Bank Account, I understand the Universal Credit can be paid into the Post Office payment card account. So does this also mean the Post Office Account can accept this advance/loan?

ND: Yes, all welfare payments can be made into a POCA

If you apply for an advance by speaking to your work coach or calling the Universal Credit helpline, you (and your partner if you have one) will need to:

explain why you need an advance (Isn't this obvious?   )

ND: An explanation is required to assess the need.

provide bank account details where the advance should be paid
have had your identity checked (you’ll do this online when you submit your Universal Credit claim, or in the jobcentre during your first interview)